As someone who loves spreadsheets, when I finally decided to get out of debt, I approached it as if it were a mathematical problem. I had about $60,000 in debt (credit card, student loans, home equity loan and car loan) and if I trimmed back my expenses I could put about $2500 a month toward it plus money from other sources, etc., etc.
What I underestimated was the emotional aspects of getting out of debt. Why was I living beyond my means? Why had a never prioritized paying off my debt before now?
All these questions and more awaited me on my journey. Here is what I learned about myself in answering them.